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Business Loans

Looking for a business loan? We can help you

There are times during a business’ cycle where an injection of cash is needed. At RBSS Consulting, we help business owners secure the correct funding for your needs. Business loans start from £1,000 (up to £2,000,000). Get in touch today and let RBSS Consulting find the right business loan for you.

Business loans are suitable when:

You require additional money to grow your business
You're buying assets that will benefit the business
You need help managing your cash flow
You are refinancing existing debt
You need support for your business through times of financial hardship

We never recommend getting a business loan if you’re worried about whether you can meet the repayments.

Business Financing to help grow your business

Expert consultants to guide you every step of the way
Expert advice to decide the right type of business financing for your business
Wide variety of lenders to choose from
Finance available for start-ups, (your own or a franchised venture), small and larger businesses
Business loans can be in your account within 48 hours
Funding a franchise business

What types of busines loans are there?

We can access a vast number of loan types. Here are some of the most popular:

Business Loans

Start Up Loans

Startup Loans

Equity

R&D Tax Credits

Working Capital

Merchant Cash Advance

Crowd Sourcing

Commercial Mortgages

Grants

Asset & Invoice Finance

Asset and Invoice Finance

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3 easy steps to secure business funding

1. SUBMIT

Submit the form below.
We will compare the market for you.
We will find the best product for your needs.

2. APPLY

We will call you to discuss your needs further and liaise with your chosen lender to secure your business funding.

3. RECEIVE

Receive your business funding in as little as 48 hours. We will help top up your loan when needed. No early repayment fees.*

Apply for a business loan

* Indicates required field

First Name *

Surname *

Mobile Number *

Email *

Business Name *

How long have you been trading for? *

Business Turnover *

How soon do you need the loan? *

How much would you like to borrow? *

How long would you like the loan for? *

Submit

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We are proud to be working with the following funding partners:

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Frequently Asked Questions about getting a business loan

How do business loans work?

When you get a business loan, your loan provider will lend you a fixed sum of money, which is then repaid over an agreed period with added interest. The money must be used exclusively for the business, such as buying equipment, marketing or growth development.

What are the different types of business loans?

There are different types of business loans, they include:

Asset Finance
Business Loans
Commercial Mortgages
Company Loans
Equity
Government Recovery Loan Scheme (RLS)
Grants

R&D Tax Credits
Revenue Based Loans
Self Employed Loans
Start-Up Loans
Unsecured Loans
Working Capital Loans

How much can I borrow?

We can help you secure a business loan of up to £2,000,000.

How much will a business loan cost?

Your business loan repayment cost will depend on the following factors:

the amount of money you want to borrow
your interest rate and
your loan terms

We charge a one-off completion fee when you take out your loan.
The business loans we help you access are set at a fixed rate, so you’ll know exactly how much you’ll need to repay each month and what the cost of borrowing is. If it’s merchant cash advance or some revenue-based loans, then you only pay a percentage of your card sales for the day or week. Some of the loans also come with the ability to repay monies before the deadline with no early repayment fee.

What are the interest rates for a business loan?

As of November 2022, interest rates are starting from 7.9% per year depending on the business risk rating, the kind of loan and business circumstance. Small business loans can be much more affordable than a business overdraft or a business credit card. You can also take unsecured loans, which means that you don’t need to put down property or assets as a security.

How long can I borrow for?

Terms are available from 6 months to 6 years. There are no fees for full early repayment, so you can settle early at no extra cost.

I have been refused a business loan in the past, will this affect me now?

If you have been refused a business loan in the past, your financial position needs to be in a better position than when you last applied. We recommend that you undertake the following measures in order to mitigate the risk:

Address any outstanding debts
Improve your credit score
Review your financials

By improving the above factors, you will put yourself into a better position for getting a successful outcome when reapplying for a small business loan again.

Do I need a personal guarantee?

Yes, a personal guarantee will be required.

How do I qualify for a small business loan?

Qualifying for small business loans depends on your situation and we take a number of factors into account. Start by completing the form on this page and we can let you know if you qualify.

Do you offer startup business loans?

Yes, we offer startup business loans. We offer low-interest personal loans and free mentoring to help you start or grow a new business

Let us help you secure a business loan

If you are feeling overwhelmed by all of these options and at a loss as to what to do next to get a business loan for your business - fear not as our business advisors in Romford can help you. We offer consulting to start-ups and established companies to help them get funding for their business.

Would you like to speak with one of our Business Consultants? RBSS Consulting - our business advisors deliver real business solutions and services to businesses in Romford, Essex and all London boroughs.

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